What is the "Life Prosperity Group" for you? Excellent academic experience, a wealth of people, three sons (house, car, children)? Or there is another answer: not only do what you like, but also rely on this to accumulate wealth and improve your life pattern, and be able to live out your nature freely! The representative of "living oneself" is Lynn's godmother, the wealth godmother.
She began to retire at the age of 48, living a free and easy life, and always doing what she loves: promoting wealth management to everyone so that everyone can become their "life benefit".
Put the focus back to yourself and have a good day
"After leaving my job, I exercised for three days a week, such as TRX, energy, swimming; I studied flower arrangement for one day, and wrote manuscripts, recorded films, and spoke at other times. For 10 years, everyone has told me, "Your temperament has become very good, it looks lighter than before, and people look more relaxed." Because I have told myself over the past 10 years that I have made the most correct choice, released it from work, and put the focus back on myself."
After retired from the glamorous financial media president, Lynchfen became a free column writer. Her life was colorful. Not only did she read the EMBA of the National University of Political Science and Technology, but she practiced the life principles that she learned continuously. She could also use financial profession and writing articles to accumulate income, and insisted on doing things that are beneficial to the public. Being able to live more comfortably in a second person, Lynchfen said, thank you for being 48 years old.
"I think people have to continue working so that they will not get involved with society. I am now going to "personal economy". Free writing is a job that I like very much. I started to have more "self", but whether to work or not is to choose to be ungrateful. In the past, I had saved money to accept the current unstable income. Women must have money so that they can be without any worries about future prospects."
Women should take the initiative to invest, and don't want to rely on their husbands
Lin Qifen, who is called the godmother of finance, has seen the high building rise and collapse after seeing the building collapse. The legendary figure of the "12682" in the stock market fell to only more than 2,000 points. Lynchy has experienced the excitement, erection, shock and trough of the Taiwan Stock Exchange. She is the "first generation" of Taiwan stock funds investment, and she is not at all.
"I am a relatively enthusiastic professional woman. I have been very financially rational since I was young. I thought I didn't need to rely on my husband in terms of economy. I decided very early on that I had to have my own business and was very capable at work. When I first entered the career field, there were only 4 fund companies in Taiwan, so I started my first wave of visits; the publishing environment was very good at that time, and we also published the first financial special issue and the first fund review."
Linchfin shared with everyone his decades of investment experience. Although the investment is earlier, the better, it is not disgusting at any time; the most important thing is to take the initiative to absorb financial management information, internalize it and become financial management knowledge, and then form your own judgment ability. Never listen to the secret card, and take the initiative to invest without being promoted.
"If you buy with others or listen to the manager, you don't know how you will pay, so 80% of the people who buy stocks will pay; those who dare not invest will put their money in the bank, and in the end, the wealth will be concentrated in the hands of a few people."
Post-middle-age investment method: Choose
that can reduce risks
Linchfin said: "I suggest learning investment. If you can, the sooner you start, because as you get older, it will be more difficult to bear the risk and even be willing to pay for the academic class."
The active and aggressive Lynchfin has made her progressive retirement journey through long-term market analysis and investment vision, and she has a prosperous and happy every day. For the same advanced retirement group as her, she also has simple and effective investment methods.
"I have repeatedly shared the investment method for everyone, which is to buy regular fixed-amount stock funds."
"But there is a premise that you don't listen to professional marketing. If you are already a retired person, you need cash flow, you have to think about whether you need single profit or reprofit? You can choose Taiwan stocks, US stocks, and Asian stocks to track performance for a long time. If you really don't have time, just buy regular fixed-amount three ETFs."
"As age changes You can add a little bond. Middle-aged bonds can increase to 30% and after retirement to 70%; because bonds have small fluctuations, they will be cost-effective and are a defensive and rational property; but if you want to grow assets, you have to use stock growth, because most stock markets will hit new highs every few years, and long-term growth is growth. ”
The five most important things in life, set goals and move forward
Lin Chifen finds a wonderful meeting point in life in her passion, career, ambition and mission. She not only has an old partner, but also cherishes her old friends. She is with her "School Club" who is studying EMBA, accompanying each other, traveling, climbing, and conducting activities, and also continuously promoting the popularization of financial knowledge.
"The five most important things in life: career, wealth, international relations, health, and life. I have all possessed them. In the next 10 years, I will continue and go down."
She set her goal and moved forward bravely, and she can become a standard in any era. Investment and financial affairs are not related to gender, but about how much you care about your own responsibilities in life, and working hard and never letting things you like is how she loves herself..
Linchifen's middle-aged "4 Needs" investment:
1. Be proactive in investing instead of being promoted or listening to the secret card.
2. Learn to invest, learn to think about yourself and choose funds yourself.
3. Without time to study, I bought three ETFs regularly.
4. The older you are, you need to add some bonds to your investment. The proportion will be 30% when you are middle-aged and will increase to 70% after retirement.
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